There was no way to discern if it was the vehicle loaned to Howie.
The requirements include the percentage of the home's market value that can be loaned and the minimum down payment.
If the money is not repaid, the item left as a deposit is kept by the person who loaned the cash.
Since its founding in 2005, Kiva has loaned out nearly a quarter of a billion dollars and is repaid almost 99 percent of the time.
Loaned amounts are often not as large as the entire value of the home.
